CFA Cases: Client Loans for Disbursements

Clients take a loan to pay all disbursements including court fees:

  • We cover disbursements on most financial claims (such as personal injury, clinical negligence, professional negligence, housing disrepair, cavity wall, etc).
  • Repayment from the settlement / costs award.
  • ATE can cover the loan repayment if the case is unsuccessful.  ATE can also cover the interest charges (subject to the agreed terms of your insurer)
  • We offer an extended 4 year term for personal injury and clinical negligence disbursement loans
  • We can offer the option to roll up interest into the loan for an extended period
  • Client disbursement loan costs can be claimed back from the defendant if the case is successful.  Precedent defines a reasonable claim as the commercial interest rate available to the client
  • We lend 100% of the disbursements due from the client.  A client disbursement funding loan is client money to be used only for client costs.

Interest rates from 1.1% per month (13.2% per annum / £11 per month per £1,000 borrowed)

All loans are underwritten by your firm but remain off balance sheet

Security is required in the form of a solicitor's guarantee and a client undertaking to their solicitor to pay the loan balance from the proceeds of their case.

Follow this link for full details of our scheme

Email to or call 01782 638500 or contact us

Representative Example:

Amount of credit:  £8,000 for 12 months.  Interest £1,200.  Interest rate 15% per annum (variable).  Set up fee £75 and Drawdown fee £20.  Initial payment of £95 followed by 11 monthly payments of £100 and a final payment of £8,100.  Total payable £9,295.  Representative 17.6% APR (variable)

Lime Finance, Queen's Gardens, 31 Ironmarket, Newcastle, Staffordshire, ST5 1RP

Authorised & Regulated by the FCA - 728998