CFA Cases: Client Loans for Disbursements

Clients take a loan to pay all disbursements including court fees:

  • We cover disbursements on most financial claims (such as personal injury, clinical negligence, professional negligence, etc)
  • Repayment from the settlement / costs award
  • Loan interest costs are being successfully claimed back from the defendant
  • ATE / BTE can cover the loan repayment if the case is unsuccessful.  ATE can also cover the loan interest costs (subject to the agreed terms of your insurer)
  • We offer an extended 4 year term for personal injury and clinical negligence disbursement loans
  • We offer the option to roll up interest into the loan for an extended period
  • We lend 100% of the disbursements due from the client.

Interest rate 1.25% per month (15% per annum / £12.50 per month per £1,000 borrowed)

All loans are underwritten by your firm but remain off balance sheet

Security is required in the form of a solicitor's guarantee and a client undertaking to their solicitor to pay the loan balance from the proceeds of their case.

Follow this link for full details of our scheme

Email to or call 01782 638500 or contact us

Representative Example:

Amount of credit:  £25,000 for 12 months.  Interest £3,750.  Interest rate 15% per annum (variable).  Set up fee £75 and Drawdown fee £20.  Initial payment of £95 followed by 11 monthly payments of £312.50 and a final payment of £25,312.50.  Total payable £28,845.  Representative 16.5% APR (variable)

Lime Finance, Queen's Gardens, 31 Ironmarket, Newcastle, Staffordshire, ST5 1RP

Authorised & Regulated by the FCA - 728998